I went to a local office. I filled out a one page form and selected the basic single plan.
€97 a month, with a yearly €165 deductible for hospital stays.
A few days later, I get my letter of acceptance.
They gave me a list of local doctors, huisarts, where I should register myself.
I called a doctor, the assistant gave me an appointment for the same day after work.
At the doctor's office, there was no front desk, no request to photocopy my insurance card, no assistants, no medical billers sitting in wait. Instead, I was directed to the waiting room by other patients who explained that no, I didn't have to fill out some long form, just wait.
The doctor saw me and registered me himself using his computer.
I had forgotten my local social security number so he looked it up himself from the insurance company's already updated website.
No money was exchanged.
I have never in my adult life had such a reasonable and pleasant experience with health insurance and visiting the doctor.
Is there a catch?